If you’ve ever stared at a car insurance policy wondering what “excess” actually means for your wallet, you’re not alone. Car insurance excess is the fixed amount you agree to pay out-of-pocket before your insurer steps in to cover the…
If you’ve just been in an accident or your car is heading into the shop for covered repairs, one of the first questions on your mind is: how long will insurance pay for a rental car? The short answer is…
When you pick up the keys at an Enterprise counter, the agent will offer you several optional protection products — but understanding exactly what each one covers (and what it doesn’t) can save you hundreds of dollars and serious financial…
Rental car insurance is one of the most confusing—and expensive—decisions you’ll make at the airport counter. Agents rattle off acronyms like CDW, LDW, and SLI while a line forms behind you, and the pressure to just say “yes” to everything…
Yes, the year of a car directly and significantly affects your insurance premiums. Insurers treat vehicle model year as one of their primary rating factors because it influences three critical variables simultaneously: the car’s actual cash value (ACV), its repair…
The short answer is no — Enterprise does not require you to purchase their insurance to rent a car in the United States. You can walk up to the counter, hand over your driver’s license and credit card, and drive…
Few things are more stressful than being stranded on the side of the road with a car that refuses to start. Your first instinct might be to call your insurance company — but if you’re expecting standard auto insurance to…
The direct answer to “does insurance cover a flooded car” is yes — but only if you have comprehensive coverage. Standard liability insurance, the minimum required in most states, pays for damage you cause to others and will not contribute…
A hail storm can roll in without warning, leaving your vehicle pockmarked with dents in a matter of minutes. When you walk outside to survey the damage, the first question on your mind is almost certainly: is hail damage to…
When your car is totaled, the financial shock can hit harder than the accident itself. You’ve just lost your vehicle, and now you discover you still owe thousands of dollars on a loan for something that no longer exists. Gap…